Online Baccarat - Casino Guide by Casumo

Baccarat is a casino game now available on Casumo online casino. It is not as popular as Blackjack and Poker, though they have some similarities. This review is for players who want to play this exciting game and wonder how to do it.

Read ahead to learn the basic information, rules, and tricks to master this card game.

How to Play Baccarat

Unlike many card games, Baccarat is not played against other players but with "the bank," which is basically a dealer. The rules of this game are different from the commonly known card games as well. In Baccarat, instead of winning the best hand, you have to guess which among you and the bank is the winning hand. Although draw matches do take place in Baccarat, it is not possible to place bets on them. The one that achieves 9 points first is declared the ultimate winner of the game.

The point system of this game is simple. Ace cards carry one point. All number cards except 10, that is, cards from 2 to 9, carry points equivalent to the number written on them. The remaining cards carry 0 points. The goal is to achieve a total of 9 points using the cards that you have that is calculated by adding all the values.

In each round, you are given 3 cards from 8 decks of standard cards. If your bet is correct, you win an amount double your wager. Another amazing feature of this game is that if you happen to place a bet on the dealer's hand and win, you will get a 95% profit of the amount you put in as a wager. There might be minor changes in the game in different casinos, but these are the general rules of Baccarat that all casinos follow.

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Difference Between Real and Online Baccarat

The difference is best explained by these pointers:

  1. Real Baccarat has higher stakes.
  2. In online casino, the game is controlled by the dealer mainly.
  3. Open tables are rare in real Baccarat.

A Quick Step-by-Step Guide to Start Playing Baccarat Online with Casumo

Baccarat is far simpler on Casumo with many versions. Here's a simplified guide to how you can gain access to the world of Baccarat on Casumo:

A.    All you need to do to play Online Baccarat at Casumo is log in with your Casumo account using your computer or mobile. Don’t have an account yet? Sign-up for a free account below.

B.     Once logged in, make a deposit and head off to the Game Browser.

C.     Select the Table Games tab. Choose the Baccarat game you want to play, like Baccarat Professional Series, Baccarat Live, Lightning Baccarat or Mini Baccarat. 

D.    Baccarat starts with two cards dealt to each player and The Bank. The mandatory rules have been discussed below:

  1. Players get a new card if their hand has 5 or less than 5 points. No new card is given to them if they have more than 5 points.
  2. A bank can also get a new card but only if: 
    1. The bank hand carries a total of 5 points.
    2. The player has not got a third card.
    3. The player has got a third card that carries 2 or 3, but the bank's hand should carry a total of less than 4 points.
    4. The player has got a third card that carries 4 or 5 points, but the bank's hand should carry a total of less than 5 points.
    5. The player has got a third card that carries 6 or 7 points, but the bank's hand should carry a total of less than or equal to 6 points.
    6. The player has got a third card that carries 8 points, but the bank's hand should carry a total of less than or equal to 2 points.
    7. The player has got a third card that is 9, 10, J, Q, K, or Aces, but the bank's hand should carry a total of less than or equal to 3 points.
  3. With eventual practice, you will get used to these unique and complicated rules. Baccarat lets the dealer deal the cards, which makes it easier. This is because then, you don't have to memorize these rules and just play along till you are used to them.

If you want to try other Casumo casino games, like Roulette or Slots, you can have a look at our Casino Games Guide.

Betting Options for Online Baccarat

There are 3 main betting options:

  1. Player bets where the final outcome is that the banker is beaten by the player and gets closest to 9.
  2. Banker bets where the final outcome is that the player is beaten by the banker and gets closest to 9.
  3. Tie where both banker and the player have the same number. 

Different Types of Baccarat

Baccarat has many variations available on different websites. Some of these variations are Classic Baccarat, Mini-Baccarat, Chemin de Fer, Punto Banco, Baccarat Banquet.

  • Classic Baccarat: This is the regular form of Baccarat. It is not seen being played often. In this type of Baccarat, there are 3 dealers and 14 players.
  • Mini Baccarat: This is a very commonly found variation of Baccarat, which has only one dealer.
  • Chemin de Fer: This French Version of the game has 6 decks and allows players to be The Bankers.
  • Punto Banco: This is a Cuban version of the Baccarat game and is very rarely found on Indian online casinos. The number of decks used is 6 to 8 and involves up to 14 players. There are croupiers that deal the cards, which also deal the third card instead of letting the players decide it. The name comes from "Punto," meaning people, and "Banco," meaning Bankers.
  • Baccarat Banquet: This version is very similar to Chemin de Fer. The difference lies in the fact that while Chemin de Fer involves multiple players, Baccarat Banquet only allows one that also performs as the dealer.

Baccarat Terminology

Here are the most important terms used in Baccarat:

  • Action: The total amount of money wagered by a player during one whole gambling session.
  • Banco: The banker in the game.
  • Banker bet: One of the betting options which does not represent any house or the dealer of the game.
  • Banque: A Baccarat version that involves conjoined tables. The banker sits in between two players. 
  • Bankroll: The deposit made to play a game.
  • Burning: Discarding top 3 cards right after shuffling and before dealing with the cards.

Baccarat Tips That You Can Try

Baccarat is a game that depends more on luck than skills, so there are not many tricks to win this game. However, one tip that players may find useful is that they should place more bets on the players' hand instead of the dealer's hand. This has a slightly more probability of winning more money than the other way around. This still does not ensure a 100% victory. 

Another trick is to simply decrease the probability of losing, which can be done by playing the versions of Baccarat that use less number of decks. In Baccarat, a point to be always kept in mind is that players are not allowed to count their cards, unlike in games like Blackjack. 

Counting cards in Baccarat is considered foul play and is hence strictly not allowed in both virtual and real-world casinos.

Strategies for Winning at Online Baccarat

Baccarat is a game that requires a lot of luck. The risk of losing money in Baccarat is fairly high, which is why selecting a budget instead of recklessly betting all the money is a good idea. Calculating your chances of winning and losing can give you a rough idea about if you should carry on further or not in a Baccarat game. 

If your chances of winning lessen, it is best to stop making and further bets. Not having a budget while playing Baccarat can turn out to be a big mistake. Even after having a budget, it is strictly recommended to spend only the amount that is mandatory. 

Play a small round that cost cheap bets instead of playing one big expensive round. Do not keep hoping to win the next round if you lose a round, and be mentally prepared to accept the losses that meet you.

Gambling games like Baccarat can give random wins, which might seem like easy money at first. However, there is a major problem of getting addicted to such gambling games. Professional help is strictly recommended if you feel like you are getting addicted to gambling.


Why should I opt to play Baccarat on Casumo?

First, it's very convenient and simple to use as it's right under the click of your finger. Second, it's safe and secure. Third, the deposits are pretty reasonable and won't burn a hole in your pocket. And these are just the most fundamental benefits. As you delve deeper, you will find more interesting promotions, bonuses, and many more which will prove why Casumo is worth your time. 

Is Baccarat an easy game?

Baccarat is a fairly easy game once you understand it and practice it. You just need an initial push to get used to the ways of the game. 

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